Terms and Conditions

Last updated: November 2025

Welcome to Pluvorajez. By accessing and using this website, you agree to be bound by these terms and conditions.

Use of the Site

This website provides educational information about personal finance, investments, and the economy in Colombia. The content is for informational purposes only and does not constitute professional financial advice. We are not responsible for any financial decisions you make based on the information provided on this site.

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Pluvorajez or its content providers and is protected by Colombian intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

Limitation of Liability

Pluvorajez is not responsible for any loss or damage, including loss of money, resulting from the use of this website or reliance on the information provided. Investments carry risks and past performance does not guarantee future results. You should always conduct your own research and consider consulting with a professional financial advisor before making investment decisions.

Third-Party Links

This site may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites. The inclusion of any link does not imply our endorsement of the linked site.

Modifications

We reserve the right to modify these terms and conditions at any time. Changes will take effect immediately upon posting on this site. Your continued use of the site after such changes constitutes your acceptance of the new terms.

Applicable Law

These terms and conditions are governed by the laws of the Republic of Colombia. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of Colombian courts.

About Pluvorajez

Educational platform dedicated to improving financial education in Colombia, providing information on investments, personal budgeting, and economic analysis.

Legal

Pluvorajez S.A.S.

Tax ID: 900.123.456-7

Commercial Registration: 123456 of Bogotá

Operating License: FIN-2023-001

Jurisdiction: Republic of Colombia

Incorporated in 2023

© 2025 Pluvorajez. All rights reserved.

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